Built for corporate flows
BME Technologies OÜ delivers infrastructure for digital asset conversion and settlement to corporate clients across the EU/EEA — not a retail product, not a trading interface.
Estonia · Corporate Infrastructure
Digital Asset Conversion Infrastructure
Non-custodial crypto-to-fiat coordination for corporate clients — without trading venues or custody.
Non-custodial AML/CFT compliant Estonian entity Regulated counterparties
01 — About An infrastructure layer,
An infrastructure layer,
not a trading venue.
BME Technologies OÜ is a non-custodial crypto-to-fiat coordinator registered in Estonia. The company does not operate as an exchange or trading platform, does not act as a counterparty, and does not hold client funds — it coordinates and supports digital asset conversion and fiat settlement for corporate clients through regulated liquidity providers and financial institutions.
Registered in Estonia
Estonian legal entity (BME Technologies OÜ, registry code 14710805) operating internationally. The company works with regulated counterparties and applies AML/CFT requirements within its operating model.
Transaction coordinator
BME coordinates interaction between clients, liquidity providers, and financial institutions. It does not act as an exchange, broker, or counterparty, and does not provide custody services.
“BME does not operate as an exchange, broker, or trading platform, does not execute transactions, and does not act as a counterparty.”Operating model
02 — Services Digital Asset Conversion
Digital Asset Conversion
& Settlement
Infrastructure for digital asset operations: conversion into fiat currencies and settlement to designated beneficiaries through regulated financial partners — coordinated end to end, without taking custody of client funds.
Scope
What we coordinate
- Digital asset conversion and fiat settlement, coordinated end to end
- Transaction coordination aligned with counterparty and infrastructure requirements
- Coordination with regulated liquidity providers for transaction processing
- Cross-border settlement in EUR and USD
- Ongoing support for corporate digital asset operations
Value
What clients get
- Predictable execution of digital asset transactions, without building infrastructure in-house
- Lower operational load — fewer counterparties to manage, one point of coordination
- Access to regulated financial partners and pre-vetted liquidity providers
- Hands-on transaction coordination support across compliance, treasury, and settlement steps
03 — Our Value
Why BME Technologies
Digital asset operations are growing more complex, and regulatory expectations are rising in parallel. BME Technologies OÜ gives corporate clients a reliable, controlled coordination layer for crypto-to-fiat transactions.
What we do
- Coordinate transactions with vetted, regulated counterparties
- Reduce operational and technical risk on the client side
- Maintain transparency across the transaction flow
- Support clients at every stage of a transaction
Security & control
Processes are built for predictability and audit trail at every step:
- Work only with regulated liquidity providers and financial institutions
- Apply compliance procedures and a risk-based approach
- Monitor transaction activity continuously
- Oversight of transaction flow and coordination process
Client support
The BME Technologies team supports the transaction from kickoff to settlement — keeping the process clear, manageable, and on schedule.
04 — Compliance Risk-based approach,
Risk-based approach,
end to end.
Compliance
BME Technologies OÜ operates in line with AML/CFT requirements and applies a risk-based approach to operations and client relationships.
Processes are built for transparency, security, and alignment with applicable regulatory standards at every stage of a transaction.
BME Technologies OÜ works only with regulated financial institutions and liquidity providers — adding an external layer of control on top of internal procedures.
Transaction monitoring
BME Technologies OÜ runs ongoing monitoring of transaction activity to keep operations transparent and aligned with applicable requirements.
- Sanctions screening
- PEP (Politically Exposed Persons) checks
- Transaction pattern and activity analysis
- Jurisdiction- and transaction-type risk assessment
Risk management
Internal procedures and standards are designed to keep operations reliable and compliant with applicable requirements.
- Keep operations predictable and transparent
- Reduce operational and compliance risk
- Maintain stable working relationships with financial partners
BME Technologies OÜ reviews and updates its procedures in line with regulatory changes and how the business evolves.
05 — FAQ
Frequently Asked Questions
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What is BME Technologies?
BME Technologies OÜ is an Estonian fintech company providing non-custodial crypto-to-fiat infrastructure for corporate clients. BME operates as a transaction coordinator: it does not run a trading platform and does not hold client funds. The company coordinates and supports digital asset conversion and fiat settlement through regulated liquidity providers and financial institutions.
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What does "non-custodial" mean in BME's model?
Non-custodial means BME Technologies does not hold client funds, digital assets, or private keys at any point in a transaction. Settlement is performed by regulated counterparties. BME coordinates the flow without taking custody. This keeps clients in control of their assets and simplifies their regulatory perimeter.
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How does a crypto-to-fiat coordinator differ from a crypto exchange?
A crypto exchange runs an order book, holds customer assets in custody, and executes trades on its own venue. A coordinator like BME Technologies does neither — it coordinates crypto-to-fiat transactions and supports transaction coordination through regulated liquidity providers and banks, while clients keep control of their funds.
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Who is BME Technologies for?
BME Technologies serves corporate clients with digital asset operations: companies receiving crypto from customers or partners that need to settle in fiat, treasury teams managing digital asset positions, and partnership teams structuring cross-border crypto-to-fiat flows. BME does not serve retail consumers and does not offer a trading product.
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Where is BME Technologies registered?
BME Technologies OÜ is registered in Estonia (EU) under registry code 14710805, with its registered address at J. Vilmsi tn 47, Tallinn 10115. The company is an Estonian private limited company (Osaühing) and operates internationally, serving corporate clients across the European Union and the EEA.
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How does BME Technologies handle AML and CFT compliance?
BME applies a risk-based approach to AML and CFT. Procedures cover sanctions screening, PEP (Politically Exposed Persons) checks, transaction pattern and activity analysis, and jurisdiction-based risk assessment. The company works only with regulated liquidity providers and financial institutions and aligns its processes with applicable EU AML/CFT directives, Estonian legislation, and FATF recommendations.
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What kinds of transactions does BME Technologies coordinate?
BME coordinates conversion of digital assets into fiat currencies (primarily EUR and USD), settlement to designated beneficiaries through regulated financial partners, cross-border corporate settlements, and transaction coordination support tied to specific counterparty and infrastructure requirements. Each transaction is coordinated prior to processing and monitored throughout.
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How can a corporate client get started with BME Technologies?
Corporate clients can start by sending a business inquiry through the contact form on the website or by emailing [email protected]. The BME team responds within 1–2 business days. Onboarding includes KYC and KYB review and counterparty checks, aligned with BME's compliance procedures.
07 — Support
Talk to the team.
Have a transaction in mind, a partnership question, or a compliance review on your side? The BME team responds within 1–2 business days.
What we help with
- Business and partnership inquiries
- Transaction-related support
- Compliance, KYC, and AML questions
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